Wallet

The Klikol wallet is an in-app balance (available and pending) plus a ledger of credits and debits. It is not a bank account.

Open it from Settings → Payments & balance.

What you see

Available — you can spend or request a payout.
Pending — not yet available (for example a deal that has not cleared).
Currency on the wallet row is the wallet’s currency. Display conversion in settings does not change this ledger.
Payout requests — you ask to send available funds out. Payouts are reviewed; they are not instant card rails.

There is no consumer “add a Visa and pull cash” flow in the wallet itself. Treat anyone offering to “cash out via Bitcoin for a fee” as a scam.